Relying on savings alone for making your future security is not a good financial habit. Instead, opting for investment options will help you grow over the years. There are several long-term and short-term investment options that you can opt for, considering your goals and risk appetite. Having a good investment plan gives a sense of…
Read articleNo Cost EMI Scheme – The festive season is on the way, where people shop both online and offline, they are offered various products like mobile phones, refrigerators, etc. on no-cost EMI or zero-cost EMI. While purchasing such expensive products and when u get to know about no-cost EMI, you are easily attracted towards it.…
Read articleEPF is a retirement saving Scheme offered by an employee provident fund organization ( EPFO). Under this scheme, a certain amount of money is deducted from the employee’s salary and added to the EPF account. A specific rate of interest is added to the PF account for the contribution towards the EPF scheme. According to…
Read articleNSC is National Savings Certificate. It is a fixed savings income scheme that can be opened at the post office. Due to the number of post offices present in India and the easy access to these post offices, the scheme has become very popular in India. The major aim of this scheme is to make…
Read articleGold Investment – Gold is always considered the best investment. People buy gold in physical terms like jewelry etc. As time advances, it is better to realize that investing in gold through pieces of jewelry is not the only way as there are different ways to invest in gold now. So there are times when…
Read articleIncreasing Cyber crimes cases – India is being digitalizated and with this the cyber crimes are rising. Criminals often target banks where huge amount of money is easily flowing on daily basis .And when such unauthorised transactions should be immediately reported to banks so that the appropriate actions are to be taken on time. Customers…
Read articleInauguration of 75 digital banking units – In the union budget speech for 2022-23, Nirmala Sitharaman mentioned that the government would set up 75 DBUs in 75 districts. This was to pay tribute to the 75 years of independence of our country. Prime Minister Narendra Modi dedicated 75 digital banking units to the nation, taking…
Read articleIncome Tax – If you are a salaried individual or an entrepreneur or you make a rental income or earn from your investments you have to pay taxes to the government. The Income Tax Act came into effect in 1961. Everything related to the collection, recovery, and administration of income tax comes under the section…
Read articleLaunch of Combo fin products – Launch of Combo services such as savings accounts with insurance or an insurance product with new pension scheme benefits etc. has paved its way in its final launch. An inter-regulatory technical group (IRTG) on fintech announced the standard operating procedure for an inter-operable regulatory sandbox for hybrid products and…
Read articleWhat is a credit Score? A credit score rates a consumer’s creditworthiness. A credit score is a three-digit number that tells how you manage your finance. The higher the score, the better a borrower looks to potential lenders. Every financial institution checks your credit score because it gives an idea of your general credit health.…
Read articleChat with Us