EMI rates for loan
How RBI Repo Rate Cuts Lead to Lower EMIs

When the Reserve Bank of India (RBI) reduces the repo rate, it creates a ripple effect that eventually lowers loan EMIs for borrowers. But how exactly does this work, and how much can you save? Let’s break it down. What Is the Repo Rate? The repo rate is the rate at which the RBI lends…

Read article
Rbi Repo cuts
RBI Urges Banks to Cut Loan Rates After Repo Rate Reduction

Here’s How You Can Benefit from Lower Interest Rates The Reserve Bank of India (RBI) cut its policy repo rate by 50 basis points on June 6, 2025, with a clear message to banks: pass the benefit to borrowers. The move is expected to reduce the cost of loans and stimulate credit demand across the…

Read article
Why Did My Loan Application Get Rejected?
Why Did My Loan Application Get Rejected?

Why Did My Loan Application Get Rejected? Understanding the reasons and how to avoid them Applying for a loan is an important financial step, whether for personal needs, a dream home, expanding a business, or managing an emergency. But what happens when your application gets rejected? It can be disappointing, frustrating, and confusing. You may…

Read article
Priority Sector Lending (PSL) guidelines
Revised Priority Sector Lending Guidelines

Effective April 1, 2025, the Reserve Bank of India (RBI) has updated its Priority Sector Lending (PSL) guidelines, increasing loan limits for housing and expanding the scope for renewable energy sector loans. Breaking Down the Revised PSL Guidelines. The Reserve Bank of India (RBI) has rolled out some big updates to its Priority Sector Lending…

Read article