Nationalised Banks in India 2025 -Interest Rate, Popular Loans & Many More!

Nationalised banks in india 2025

Nationalized Banks in India  – Complete List 

When we think about the realible and customer friendly banking services then, Nationalised banks in india alway stand out. Nationalised banks known for their trustworthiness, integrity and extensive reach. These banks offere various types of loan that cater millions of indians. Whether you are looking for home loan to build or buy your home or you need a loan for completing a education, or you are aspiring to be a business man and serve country buy creating employment opportunities, nationalised banks in india provide affordable and accessible solutions for all. In this blog post you will come to know about almost all popular nationalised banks their products, interest rates, eligibility criterias, USPs etc. This list prepared for helping you make informed decision when chosing the right bank for your financial needs.
Sr. No. Bank Name  Headquarters Popular Loans Interest Rates Eligibility Website USP
 1  State Bank of India   (SBI)  Mumbai,   Maharashtra Home Loan, Personal Loan, Education Loan Starting at 8.40% for Home Loans Min CIBIL 700, Salaried/Self-employed www.onlinesbi.com Extensive branch network, flexible loan terms
 2  Punjab National Bank (PNB)   New Delhi,     Delhi Home Loan, Car Loan, Business Loan Starting at 8.50% for Home Loans Min CIBIL 650, Salaried/Self-employed www.pnbindia.in Affordable processing fees, government schemes
 3  Canara Bank  Bengaluru,   Karnataka Housing Loan, Personal Loan, Gold Loan Starting at 8.45% for Home Loans Min CIBIL 700, Income proof mandatory www.canarabank.com Attractive rates for housing loans
 4  Bank of Baroda   (BOB)  Vadodara,   Gujarat Home Loan, Education Loan, Vehicle Loan Starting at 8.50% for Home Loans Min CIBIL 700, Salaried/Self-employed www.bankofbaroda.in Low EMI options, wide global reach
 5  Union Bank of India   Mumbai,   Maharashtra Home Loan, Business Loan, Education Loan Starting at 8.40% for Home Loans Age 21-60, CIBIL 700+ www.unionbankofindia.co.in Fast processing, dedicated support
 6  Indian Bank  Chennai, Tamil   Nadu Home Loan, Personal Loan, MSME Loans Starting at 8.55% for Home Loans Min CIBIL 700, Age 21-65 www.indianbank.in Tailored loans for MSMEs
 7  Central Bank of India   Mumbai,   Maharashtra Housing Loan, Gold Loan, Business Loan Starting at 8.60% for Home Loans Min CIBIL 650, Govt employees preferred www.centralbankofindia.co.in Low-interest rates for government employees
 8  Bank of India (BOI)   Mumbai,     Maharashtra Home Loan, Personal Loan, Car Loan Starting at 8.55% for Home Loans Min CIBIL 680, Salaried/Self-employed www.bankofindia.co.in Affordable home loan EMI options
 9  Indian Overseas   Bank (IOB)  Chennai, Tamil  Nadu Home Loan, Education Loan, Business Loan Starting at 8.50% for Home Loans Min CIBIL 700, Age 21-65 www.iob.in Quick approvals for education loans
 10  UCO Bank  Kolkata, West   Bengal Home Loan, Business Loan, Personal Loan Starting at 8.45% for Home Loans Age 21-60, Min CIBIL 650 www.ucobank.com Simplified process for salaried individuals
 11  Bank of Maharashtra   Pune,   Maharashtra Home Loan, Car Loan, MSME Loans Starting at 8.60% for Home Loans Age 21-60, CIBIL 650+ www.bankofmaharashtra.in Competitive MSME loan rates
 12  Punjab & Sind Bank   New Delhi,   Delhi Home Loan, Personal Loan, Gold Loan Starting at 8.55% for Home Loans Min CIBIL 650, Govt employees preferred www.psbindia.com Customer-centric banking solutions
Nationalised banks in india play a crucial role in empowering individuals and various types of businesses by providing financial aid. From the best interest rates to customised loan products, these nationalised banks in india ensures that every customer’s needs are met with trust and care.
Are you planning to take a loan or explore banking servies of nationalised banks then this updated list will give you all essential details to make your final decision.